Tom's Texas Realty

Buying A House in Texas – Step 4 Closing Day

Step4 Closing

We are almost there! We’ve scheduled closing and now there are just a few things to finish up.

The appraisal should be back and squared away, repairs should be done or almost done and you should have your final walk through and closing scheduled. If you don’t make sure to contact us as soon as possible to get those setup. 682-23-4416

You should receive your Closing Disclosure (CD) from your lender at least 3 days prior to closing. Make sure to review it with your lender. You will want to make sure any seller concessions or lender credits are included. If you want us to review it as well don’t hesitate to email it over.

The title company will send you a Title Commitment. Make sure to review this document and the exceptions. If you’re not sure what you are looking at, this is a great article to read.

At closing you will need to bring with you a government issued photo ID and the funds to close via wire or cashiers check.

IMPORTANT: If you are going to wire your funds, you need to call the title company to verify the wiring instruction. There is a great deal of fraud happening where you will receive an email with wiring instructions from a similar domain to that of the title company. If you wire funds to the wrong account, you may not get them back!

 

Read ahead to the last step.